Don't know the exact Jack White quote/track, but about money. -- HWA 02/18/2021 12:19PM
Need to become better at managing money and install better money habits. -- JKHokie-RunFor32 02/18/2021 09:30AM
I sent an email to one of VT's former presidents asking him to consider... -- EDGEMAN 02/18/2021 11:40AM
That would probably be more useful at the high school level... -- Freddyburg Hokie 02/19/2021 12:57PM
Frankly it should be taught at every level... -- EDGEMAN 02/19/2021 3:12PM
Lots of good options mentioned below. -- GreenvilleVT 02/18/2021 11:09AM
The one thing to keep in mind with Dave Ramsay is that his method -- jmanatVT 02/18/2021 10:48AM
Bigger thing to keep in mind with Dave Ramsey -- Tafkam Hokie 02/18/2021 2:56PM
Right, it's true of everything, not just his debt management advice. ** -- jmanatVT 02/19/2021 1:09PM
Which advice do you think is questionable? -- GretnaHokie 02/18/2021 3:44PM
Two things in particular -- Tafkam Hokie 02/18/2021 7:37PM
Good post. Thanks for the reply -- GretnaHokie 02/18/2021 8:04PM
Ramsey is good for getting out of debt. That's the first step. -- TechMomof2 02/18/2021 10:32AM
I read 'Personal Finance for Dummies' when I was in my 20's and it was ... -- vt90 02/18/2021 10:24AM
I would say living BELOW your means is the key ** -- Hoke 02/18/2021 12:19PM
Yeah - that's why I said 'pay yourself first' but same concept. Definitely -- vt90 02/18/2021 12:40PM
But Tom Selleck swears the AAG Reverse Home Mortgage is the way to go ** -- OXVT 02/18/2021 10:29AM
And it's not his first rodeo ** -- Hokerer 02/18/2021 11:11AM
There are situations when it might be but for most it is a bit of a scam. ** -- vt90 02/18/2021 10:34AM
Eh. An offer is made, an offer is accepted (or not). Not really a scam. -- HWA 02/18/2021 12:07PM
I wonder if Rush had an AAG reverse home mortgage? 🤔 ** -- OXVT 02/18/2021 10:39AM
Just give up the hate OX, it's a bad look ** -- EDGEMAN 02/18/2021 11:07AM
Nah, no hate - just lounge poking ** -- OXVT 02/18/2021 11:11AM
FanDuel. Easy (Free) money!!!! Or so I've heard. -- HokieGator 02/18/2021 10:02AM
Try Online Poker Around Lunch Time. The rooms are full of -- jdkhokie 02/18/2021 10:19AM
LOL! Between that and DraftKings' free money, I'll be rich in no time!!! ** -- reestuart 02/18/2021 10:05AM
Fan of Dave Ramsey's Total Money Makeover -- DallasHokie98 02/18/2021 09:55AM
Just bought the paperback on Amazon. Thanks! ** -- JKHokie-RunFor32 02/18/2021 4:21PM
My wife doesn't like it but I give it as a wedding present (in addition) ** -- DallasHokie98 02/18/2021 5:41PM
Second This^^^. We quickly paid off a few credit cards and some student -- HokieGator 02/18/2021 09:58AM
Ramsey is good common sense but at times you have to live a little. And -- VTMONEY94 02/18/2021 10:01AM
Agree. Money has been so cheap lately, that you can do a bit of both. -- reestuart 02/18/2021 10:07AM
Yeah, I have read his matertial, listened to his pod casts and -- VTMONEY94 02/18/2021 10:15AM
If one is in that kind of situation, maybe skip the vacation that year -- EDGEMAN 02/18/2021 11:20AM
It kind of sux when you realize a potential vacay is not a good choice. -- reestuart 02/18/2021 11:05AM
When I look back at my spending habits when I got married (at 22 yrs old) -- HokieGator 02/18/2021 10:22AM
I learned my Credit Card lesson when I was a college student -- EDGEMAN 02/18/2021 11:23AM
I have a good feeling about my 11 year old. That boy is cheap as crap. -- reestuart 02/18/2021 11:08AM
Haha. Same. Except my daughter wants US to buy it for her. ** -- HokieGator 02/18/2021 11:10AM
Yeah, I think he's gamed the system. Part of his problem is he gets such -- reestuart 02/18/2021 11:32AM
That's OK. Hopefully she keeps that "mindset" into her adult life. -- EDGEMAN 02/18/2021 11:25AM
Sidetrack....so you joined Hokie Central when you were 20? I'll admit -- Late 80s Hokie 02/18/2021 10:35AM
Yes. Graduated HS in '97, joined in '99. I believe there was a tiny bit of -- HokieGator 02/18/2021 10:38AM
Budget. Budget. Budget. -- GretnaHokie 02/18/2021 09:52AM
Agree. A budget is a huge part. Making sure each dollar you make has an -- HokieGator 02/18/2021 10:00AM
Why did that make a difference? -- hoosnowahokie 02/18/2021 10:07AM
It hurts more to hand over cash for purchases versus swiping a card. ** -- GretnaHokie 02/18/2021 10:18AM
It's funny for me, I see it nearly the opposite. I'm so used to tracking -- jmanatVT 02/18/2021 11:09AM
Like Dave says, it's a lot harder to spend your money when you actually -- HokieGator 02/18/2021 10:13AM
Intercept inside stock tips in transit, then make killing while putting -- statmanfromHCyrs 02/18/2021 09:48AM
First, know where your money is going and how much of it is going where -- hoosnowahokie 02/18/2021 09:42AM
You really don't need to buy a program...just build your own Excel charts -- EDGEMAN 02/18/2021 11:18AM
Mint is a free product. ** -- hoosnowahokie 02/18/2021 11:39AM
Remember than anything that's "free" is getting paid somewhere -- EDGEMAN 02/18/2021 11:41AM
If your single stay single if married get a divorce and above do not have -- jdkhokie 02/18/2021 09:42AM
Two people can live as cheap as 1 - if 1 doesn't eat ** -- bigbadbird 02/18/2021 09:44AM
LOL ** -- jdkhokie 02/18/2021 10:08AM
Motley Fool has lots of guides. Fool.com ** -- UTPr0sim 02/18/2021 09:41AM
It's not for everyone, but the Dave Ramsay class is pretty good. It's -- reestuart 02/18/2021 09:38AM
We were amazed at how much we were spending on things like eating out and -- HokieGator 02/18/2021 10:07AM
We've strayed some, but we do stay ahead of spending. We could certainly -- reestuart 02/18/2021 10:11AM
Yep. We have a Vacation savings account. I remember the days when we would -- HokieGator 02/18/2021 10:18AM
I probably can get you a one year old tundra -- GreenvilleVT 02/18/2021 11:10AM
Your wife is wrong!!! ;) ** -- reestuart 02/18/2021 11:02AM
1. Get money 2. Spend wisely 3. Invest more wisely -- PhotoHokieNC 02/18/2021 09:36AM
And my investment advice. Buy Low, Hold, Sell high.... ** -- UTPr0sim 02/18/2021 09:42AM
The folks on r/wallstreetbets could use that advice. =^) ** -- Freddyburg Hokie 02/19/2021 12:58PM
As opposed to my habits: buy cheap, hold, sell low. ** -- PhotoHokieNC 02/18/2021 09:48AM
You forgot- Spend less than you make ** -- bigbadbird 02/18/2021 09:40AM
There is a woman out there that will manage it for you ** -- bigbadbird 02/18/2021 09:34AM
Then your money will be Ms. Managed! ** -- Kudelski 02/18/2021 10:11AM