Not really. It seems to be a good idea and similar to Target funds for

folks that want someone else to manage their allocations. They'll also be double dipping on fees, but you can probably look around and find some with reasonable fees, but I like doing my own research and stock picking. (This also means I control when I realize capital gains).

In response to this post by VTMojo

Posted: 02/24/2017 at 4:31PM

When you are within 6 years of retirement, what's your allocation? -- WestyHokie 02/24/2017 10:22AM

Always go 100% stock, $SPY and $QQQ -- MrBayAreaHokie 02/24/2017 9:56PM

Target date fund allocations are a good place to look. -- Nelsonia Hokie 02/24/2017 5:30PM

Thread hijack...Any of you have advice on fund reallocation? -- MP4VT2004 02/24/2017 3:16PM

With 30+ years until retirement, I think you should stick to 100% -- Hokie360 02/24/2017 4:55PM

Be Aggressive. You have 30+ years to weather any downturn. -- vtbones 02/24/2017 4:50PM

I would look at a number of the highly rated, low fee target year mutual -- Hokebury 02/24/2017 2:28PM

I was using target date funds like that....but then I looked closer at fees -- Late 80s Hokie 02/24/2017 3:12PM

Yeah - they double dip the fees on those target funds, but the ones I've -- Hokie360 02/24/2017 3:20PM

Ever look at robo-investing? ** -- VTMojo 02/24/2017 4:00PM

Not really. It seems to be a good idea and similar to Target funds for -- Hokie360 02/24/2017 4:31PM

Good point, I use the same 2025 for 1/3 ** -- WestyHokie 02/24/2017 2:59PM

I've been thinking of rolling over old SEP and IRA to Betterment -- VTMojo 02/24/2017 2:19PM

With my simple mind, I am now in the process -- VaTechie 02/24/2017 2:08PM

100% Bitcoin ** -- bulab 02/24/2017 1:15PM

The Ron White plan for retirement. ** -- Major Kong 02/24/2017 11:56AM

Better than the James Dean plan -- TomTurkey 02/24/2017 8:22PM

Short Tesla ** -- MEHOKIE 02/24/2017 11:54AM

In the same boat and struggling as well. Made some adjustments this week. -- Burke Hokie 02/24/2017 11:52AM

...blue horseshoe loves anacott steel ** -- chumley 02/24/2017 11:30AM

Right now I would probably go 65/35 or even 70/30 ... -- vt90 02/24/2017 11:26AM

My personal investment (including 401k) I expect to be almost all stock -- Hokie360 02/24/2017 11:23AM

In same boat but still very heavy equities... -- hookie 02/24/2017 12:34PM

100% in BMW -- Guy LeDouche 02/24/2017 11:11AM

Retirement? What's that? ** -- Brown Water 02/24/2017 11:11AM

75% hookers/25% blow ** -- CPRVHokie 02/24/2017 10:50AM

That is the plan! ** -- HortHokie 02/24/2017 11:11AM

My plan (and I am 40).... -- HokieForever 02/24/2017 10:40AM

That seems like a very bond heavy mix for someone still working. -- Hokie360 02/24/2017 11:54AM

I'm right there with you and struggling with the same thing! -- DonHo-kieHi 02/24/2017 10:39AM

Tough these days, I really think that the corp. tax laws -- fordham 02/24/2017 10:37AM

That's something I'm watching ... don't want to miss out ** -- WestyHokie 02/24/2017 10:44AM

Didn't you hide everything in Cayman recently? ** -- PhotoHokieNC 02/24/2017 10:32AM

Shhhhh ... ** -- WestyHokie 02/24/2017 10:43AM

Not really. It seems to be a good idea and similar to Target funds for

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