According to a book I read a few years ago a 3.7% return from investment in a balanced account with quality bonds and quality dividend paying stocks that regularly increase dividends may be able to support one to 100. But only if you've saved enough, which means contribute to an IRA and 401K annually from a young age.

Oh, and it's much better to retire at the beginning of a bull market than a bear market. Think about those that retired in January, 2000. Two major bear markets later and annual withdrawals make it very difficult to outlive your money.

Retiring in 1982 at the start of a long term bull market worked well for those that invested in good blue chip companies with growing dividends.

Best to work till 70 too to maximize social security.

The key determinant to net worth is to remain married to your first spouse. Divorce destroys net worth over time.

There are a number of good books on the subject.
[Post edited by VaAkita at 04/21/2016 2:49PM]