If you aren't locked yet check with Sebonic. I locked at 3%.

No points, no origination, no appraisal. Total cost to me is $1,075 and it saves me 225/month so buyback is roughly 5 months. They just did the same deal for several of my neighbors as late as yesterday.

In response to this post by ElbertoHokie

Posted: 03/05/2020 at 10:16AM

Well I'm refinancing. 4.5% to 3.25%. No out of pocket cost at the end -- ElbertoHokie 03/05/2020 09:55AM

What is this “mortgage” you speak of? ** -- BobG 03/05/2020 11:49AM

If you aren't locked yet check with Sebonic. I locked at 3%. -- MilwaukeeHokie 03/05/2020 10:16AM

I'm looking to refi into a 15-yr fixed. Going from 4.375 to 2.875 -- VTENGR 03/05/2020 10:14AM

What was cost overall ie what was added to principal to get this done? -- VT Pez4Life 03/05/2020 10:02AM

Nothing. My out of pocket cost is going to be about $1500, but I'm -- ElbertoHokie 03/05/2020 10:04AM

Are you switching to a 15 year fixed mortgage? -- EDGEMAN 03/05/2020 10:10AM

I was more focused on getting my payment down at this point. -- ElbertoHokie 03/05/2020 10:12AM

Question: To rent, do you have to buy more home insurance than usual? -- WestyHokie 03/05/2020 11:36AM

Probably all the above. I know that the county requires an inspection and -- ElbertoHokie 03/05/2020 12:10PM

If you aren't locked yet check with Sebonic. I locked at 3%.

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