Max the 401k, then fund the Roth as you are able... -- Hungry Joe 05/21/2021 4:36PM
It's highly likely you are better off deferring taxes in the present -- Synaesthesia 05/21/2021 11:47AM
SAVE SAVE SAVE, because tomorrow is never guaranteed -- darnellm 05/21/2021 11:22AM
If tomorrow isn't guaranteed, then shouldn't we spend, spend, spend? ** -- HokieNoVA 05/21/2021 11:35AM
No, I was mocking ** -- darnellm 05/21/2021 12:14PM
LoL, I read it that way too. ** -- TekkNerd 05/21/2021 11:57AM
Depends on future tax rates. It is a roll of the dice either way -- fordham 05/21/2021 11:19AM
Haven't been able to do a Roth is years - Stupid wage limits ... -- OXVT 05/21/2021 11:11AM
What about a Hagar 401K? ** -- HokieDan95 05/21/2021 10:15AM
I dunno, you really got me on that one. ** -- `lag 05/21/2021 10:24AM
They only offer it in Panama. ** -- Spud 05/21/2021 10:47AM
And they only offer it Right Now ** -- Tafkam Hokie 05/21/2021 10:57AM
It's good to have a Roth, if you can. There are limits on Roth... -- Spud 05/21/2021 09:59AM
Roth IRA and Roth 401K are completely separate ** -- Hokerer 05/21/2021 10:07AM
The only thing that makes sense is put it all in Dogecoin -- Happy Dog 05/21/2021 09:54AM
In a sense, it makes no difference.... -- `lag 05/21/2021 09:52AM
It only makes a difference if your tax rate later is different than now -- Tafkam Hokie 05/21/2021 10:08AM
All true, until they change the rules- for the common good ofc ** -- ColoVT82 05/21/2021 10:35AM
And some past presidents have brought that up. -- `lag 05/21/2021 10:44AM
We agree, just setting the starting point that .... -- `lag 05/21/2021 10:30AM
It's not 100% Roth, but that's where you should put your early money -- EDGEMAN 05/21/2021 09:40AM
You can't know the unknowable- split 50/50 -- One4VT 05/21/2021 09:34AM
Yep. Roth grows tax free with no tax consequences. Regular will cost you -- UTPr0sim 05/21/2021 09:30AM
Roth makes sense if your current wages are lower than you hope -- ElbertoHokie 05/21/2021 09:28AM
Also, since Roth is taxed now, you have in theory less money to invest -- Late 80s Hokie 05/21/2021 09:38AM