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The umbrella quote was very affordable, but the requirements to up my

insurance coverage by the umbrella insurance company on my autos and house to insanely high levels was so expensive I could not afford the umbrella coverage (nor do I think I would need it with the high levels of insurance required by the umbrella company).

(In response to this post by MP4VT2004)

Posted: 05/28/2018 at 3:53PM

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Question for those of you that carry an umbrella insurance policy... -- MP4VT2004 05/28/2018 3:45PM

I think mine is just over 200 a year with Erie, overall I switched -- BRVT 05/29/2018 09:54AM

Cool, Erie is who I priced about a year ago. I'll have to call them again. -- MP4VT2004 05/29/2018 10:18AM

We carry a $1M policy for $200. Identical situation to yours, BTW. -- Spud 05/28/2018 7:05PM

Depends on exactly what your coverages are. -- 48zip 05/28/2018 4:49PM

Umbrellas are so cheap... -- EDGEMAN 05/28/2018 4:05PM

My first human nature lesson at VT -- TomTurkey 05/28/2018 4:40PM

Somebody once lifted my umberella while I was at Tech. Back then they had -- Galenahokie 05/29/2018 08:29AM

Stork rule amended ** -- TomTurkey 05/29/2018 12:45PM

I have a philosophy that no one really owns an umbrella. You just use it -- Stork 05/28/2018 4:43PM

If it hadn't been you, I'd have been pissed -- TomTurkey 05/28/2018 4:46PM

About $1k for $5M ** -- 133743Hokie 05/28/2018 3:58PM

The umbrella quote was very affordable, but the requirements to up my -- dolph 05/28/2018 3:53PM

It's relatively inexpensive. Maybe $100. It also expands your coverage and -- Stork 05/28/2018 3:51PM

Liable? ** -- CPRVHokie 05/28/2018 4:11PM

People are libel to make that error. ** -- TomTurkey 05/28/2018 4:41PM

Everyone gets their 15 minutes of defame. ** -- CPRVHokie 05/28/2018 5:07PM

Thanks. Corrected. ** -- Stork 05/28/2018 4:40PM

I just got a quote through GEICO (who holds my auto/home policies)... -- MP4VT2004 05/28/2018 3:59PM

Mine is $188 for a $1M with Nationwide. I have everything with them. ** -- FauquierHokie 05/28/2018 5:00PM

I have Nationwide also and a lot of policies. i pay $41/year. ** -- Chesapeake_Hokie 05/28/2018 5:31PM

Definitely going to call my agent tomorrow 😕 ** -- FauquierHokie 05/28/2018 6:07PM

Thanks for the feedback! ** -- MP4VT2004 05/28/2018 5:02PM

You really can't shop around. You need to purchase the Umbrella from your -- Stork 05/28/2018 4:39PM

You don't need to do that -- Pylons 05/28/2018 7:37PM

You don't necessarily need to have the same carrier for auto, HO, and -- BB Hokie 05/28/2018 6:20PM

Well, that's what I meant - shop for a "package deal"... -- MP4VT2004 05/28/2018 4:49PM

I wish that I had umbrella policy before I lost mine in a storm last year. ** -- Hokie`79 05/28/2018 3:50PM

That's why I have Traveler's insurance. -- MP4VT2004 05/28/2018 3:54PM