I told Mrs vt90 before we got married that my plan was to get rich slowly
and I have stuck to that plan for 26 years and counting. Started saving heavily into 401k right when we got married and now we both max out and save in other ways as well. Also started investing pretty heavily in DIS outside of retirement after our first trip down there. Outside of about a $30k windfall from a company I worked for that got bought, I have never had a major 'windfall' of any type. All comes down to living below your means, saving first, and sticking to your plan. I invest a little more conservatively than most, especially now that I am past the big 50 but my nest egg is now to the point where I am comfortable with a lower return as long as I don't get killed by a correction/crash. The other key, especially for me being self-employed, is to save an emergency fund of at least 6 months. I hit that and kept saving ... can't hurt to have liquid savings.
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In response to this post by EDGEMAN)
Posted: 05/16/2018 at 12:01PM