It is probably a very simple NPV calculation of all your future

payments. But they are likely doing the calculation with about a 25% interest rate.

The whole concept really strikes me as about the equivalent of a reverse payday loan.

In response to this post by VTHokie2000

Posted: 02/16/2018 at 1:38PM

Are "Structured Settlements" THAT common? I mean, I know they exist -- Late 80s Hokie 02/16/2018 12:47PM

I've wondered this exact question. Also, are there enough people with -- McHokie 02/16/2018 3:22PM

Great story from WaPo, it's a big industry -- HWA 02/16/2018 2:45PM

It is just one component of a huge industry. Most call it the "cash flow" -- Coach McGuirk 02/16/2018 2:30PM

And to your question... -- Baltimore Hokie 02/16/2018 1:28PM

It's made me like opera a lot more ** -- Baltimore Hokie 02/16/2018 1:26PM

Great, thanks...I'll have 877-CASH-NOW in my head all afternoon ** -- JoesterVT 02/16/2018 1:13PM

The boy band version or the opera version? -- HokieGator 02/16/2018 1:48PM

DAMNIT - in my head now! ** -- FfxStationHokie 02/16/2018 1:36PM

Light opera. There is that. ** -- TomTurkey 02/16/2018 1:30PM

Notice those ads only run during mid-day -- Tafkam Hokie 02/16/2018 12:59PM

I suspect those companies have a limit on the advancement -- VTHokie2000 02/16/2018 1:22PM

It is probably a very simple NPV calculation of all your future -- Tafkam Hokie 02/16/2018 1:38PM

It is probably a very simple NPV calculation of all your future

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