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Joined: 5/21/03 Posts: 41004
Likes: 4887

A question for the Lounge...I read a discussion of "Credit Freezes"->

a while ago. I have read the FTC Consumer Information on Credit Freezes and Fraud Alerts. They seem to me to be sort of the same thing; not a guarantee of safety, but an extra layer against someone opening NEW accounts.

I want to add another layer of protection to my credit and would appreciate some opinions...I have always carefully monitored my accounts, and I shred remaining paper bills, etc. I don't really need to apply for much credit at this point, although I'd never say never.

Is a Fraud Alert enough to give me a head's up, or am I better off setting up a Credit Block? If Fraud Alert is appropriate, should I just do the extended so I don't have to worry about reinstating it every 90 days?
I always get good advice from you guys, along with the requisite amount of "drink heavily" , buy a Mac, and other helpful tidbits.

Thanks in advance guys...........

Posted: 10/06/2017 at 08:38AM


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Current Thread:
  We use Credit Journey -- daisyWV 10/06/2017 09:45AM
  It certainly won't "prevent" anything... -- JoesterVT 10/06/2017 09:42AM
  Anyone use Lifelock? ** -- HokieSignGuy 10/06/2017 09:14AM
  Yep, and it's worked so far. -- EDGEMAN 10/06/2017 12:52PM

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